Tag: Mortgage

Posted on 06/19/2022
Mortgage points: What they are and how they can help
Mortgage points can be a confusing topic, especially if you’re not familiar with them. And while they are hefty in value, the information surrounding them is often overwhelming. So, let’s start with the most basic point: What, exactly, are mortgage points, and why do I need to know about them? Here’s a quick and simple guide to understanding...
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Posted on 07/04/2021
Pros & Cons of Financing with a Mortgage Lender
Photo by Helloquence on Unsplash When financing a home purchase, one of the most basic decisions to make is where to get your mortgage from. The basic options are whether you should go to a mortgage lender or not. Financing with a mortgage lender has both pros and cons. Pro: Many Loan Options If you go to a...
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Posted on 06/20/2021
Your Loan: The First Step to Buying a New Home
Photo by Nattanan Kanchanaprat via Pixabay If you’re in the market to purchase a home, it can be a confusing process. Interest rates, types of loans and what may apply to you can all sound like a foreign language. It’s always best to have some background knowledge before going to see a mortgage broker to make sure you’re...
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Posted on 06/15/2020
3 Ways to Prepare Your Credit Before Your House Hunt Begins
Photo by bongkarn thanyakij from Pexels Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you to secure more favorable interest rates for your mortgage, but it can also help you to...
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Posted on 11/10/2019
Boost Your Credit Score Quickly Before Applying for a Home Loan
It’s hard to overstate the importance of credit scores when it comes to buying a home. Along with your down payment, your credit score is a deciding factor of getting approved and securing a low interest rate. Credit can be complicated. And, if you want to buy a home in the near future, it can seem daunting to try...
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Posted on 09/01/2019
A Guide to Mortgage Payment Holidays
Are you having money issues? Well, you are not alone. Financial problem is something that affects everyone from time to time. When money is tight, and your mortgage is due, you might have heard this advice many times — " Take up a mortgage payment holiday" But before you do that, get this: taking a break from your...
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Posted on 08/25/2019
8 Real Estate Terms You Should Know
Home buying and selling can be a complicated process, especially for first-timers. The vocabulary involved will only compound your confusion if you jump right into it without knowing what they mean. Real estate, like other fields, has some terms that are peculiar to it. Before you set out to list your home for sale or seek to buy...
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Posted on 06/23/2019
What to Consider When Planning to Buy a House in California
When planning to buy a home in California, there are many things to consider. While being able to afford it is essential, it is however not the only requirement that you should have when looking to buy a home. Typically, the steps required to buy a house in California are more comfortable when you are paying all cash,...
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Posted on 06/09/2019
Is Refinancing A Good Step For You?
Every homeowner knows how difficult it is to maintain a household. There are so many things that could go wrong in one’s life that committing to significant home payments may cause trouble. Those who have been in debt knows that the reality of real estate is that it goes up. The value of your house would increase with...
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